Section 42Sec./Art. 42

Health Insurance and Similar Health Services. - The PhilHealth shall:

(a) Develop a benefit package for PLHIV that shall include coverage for in-patient and out-patient medical and diagnostic service, including medication and treatment;

(b) Develop a benefit package for the unborn and the newborn child from infected mothers;

(c) Set a preference price for HIV services in government hospitals;

(d) Conduct programs to educate the human resource units of companies on the PhilHealth package on HIV and AIDS; and

(e) Develop a mechanism for orphans living with HIV to access HIV benefit package.

The PhilHealth shall enforce confidentiality in the provision of these packages to PLHIV. No PLHIV shall be denied or deprived of private health insurance under a Health Maintenance Organization (HMO) and private life insurance coverage under a life insurance company on the basis of the person's HIV status. Furthermore, no person shall be denied of his insurance claims if he dies of HIV or AIDS under a valid and subsisting life insurance policy.

The insurance Commission (IC) shall implement this provision and shall develop the necessary policies to ensure compliance.