Section 2Sec./Art. 2

Section 3 of the same Act is hereby amended to read as follows:

"Sec. 3. Definition of Terms. For purposes of this Act, the terms:

"(a) Access Device means any card, plate, code, account number, electronic serial number, personal identification number, or other telecommunications service, equipment, or instrumental identifier, or other means of account access that can be used to obtain money, good, services, or any other thing of value or to initiate a transfer of funds (other than a transfer originated solely by paper instrument);

"(b) Payment Card cards that can be used by cardholders and accepted by terminals to withdraw a cash and/or make payment for purchase of goods or services, fund transfer, and other financial transactions. Typically, payment cards are electronically linked deposits, prepaid, or loan credit accounts;

"(c) Counterfeit Access Device means any access device that is counterfeit, fictitious, altered, or forged, or an identifiable component of an access device or counterfeit access device or any fraudulent copy or reproduction of a valid access device;

"x x x

"(l) x x x;

"(m) x x x;

"(n) Hacking refers to the unauthorized access into or interference in a computer system/server or information and communications system; or any access in order to corrupt, alter, steal, or destroy using a computer or other similar information and communication devices, without the knowledge and consent of the owner of the computer or information and communications system, including the introduction of computer viruses and the like, resulting in the corruption, destruction, alteration, theft or loss of electronic data messages or electronic documents;

"(o) Payment Card refers to any card of whatever material or form including any kind of debit card, but not a credit card, issued by a bank or business entity that enables a customer to access an automated teller machine in order to perform transactions such as deposits, cash withdrawals and obtaining account information. A payment card shall be considered as an access device for the purposes of this Act;

"(p) Card Skimming refers to a type of fraud which involves illegal copying of information from the magnetic stripe of payment card to gain access to customer accounts;

"(q) Application refers to a computer program designed to perform a group of coordinated functions, tasks, or activities for the benefit of the user; and

"(r) Online Banking refers to the use of the internet by bank customers in order to manage thqir bank accounts and perform account transactions."